Stay Safe And Secure While Shopping Online

When it comes to online shopping, how can I save money? I like the convenience of having my purchases shipped to my door, but I don't want to pay through the nose for the service. The answer is reading all of the below helpful hints to help you save on your online purchases.

A great way to stay safe when shopping online is to avoid clicking any web addresses that are sent into your email. If you are expecting an email from a company, go to the actual website and do not click any links. Legitimate businesses do not send emails asking for personal information or account information.

Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you see there's a pattern, hold off on buying anything until the upcoming sales period begins.

Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you've submitted an order detailing everything that was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items' status or correspondence with the company regarding your orders, too.

Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to describe the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use all of this information to decide if these costs and options fit well for you, your budget, and your area before you place an order.

Although it may seem tedious, make sure you read the contract and terms before you purchase at a website. These documents have valuable information on what you can and cannot do when you have an issue with the item that you bought. Read them thoroughly so that you do not have an unwelcome surprise when trying to return items.

Sign up for your favorite online stores' newsletters. Many times online stores will send out daily, weekly or monthly newsletters with special sales, discounts and deals. If you like to save money, you might be able to score some great deals on items you were going to purchase anyway.

If you are doing any online shopping, make sure that you keep all records of any purchase. If the company sends you an e-mail confirmation, do not delete it, just save it. Never delete or throw away any communication you have with the store. Most email providers can let you save thousands of messages, so one or two mails will not take up too much space.

Keep your computer protected. If you are doing any shopping online, especially at a site you are not familiar with, make sure your computer has up-to-date virus protection. This is essential to prevent your computer from being infected by malicious websites. There are several free options that can be found on most search engines.

When you are shopping online, use reviews and ratings to your advantage and make smart purchases. If you are buying a rug and 10 out of 11 reviewers say the item was not the correct color, you probably want to look somewhere else for the item. Also check to verify that a customer had to purchase the item in order to make the review.

If you receive an email that looks like it is sent from a legitimate site offering you a great deal, make sure that you check the address bar before buying anything. There are many scammers out there that spoof legitimate sites in order to get unsuspecting people's personal information.

There is certain information that should never be asked for during a shopping transaction, so be careful of what you share. While it is normal to provide name, address and payment information, you should not deal with any retailer that asks you for your bank routing number or your social security number.

If you do a lot of online shopping, it would be a great idea for you to download an anti-phishing toolbar to your computer. This will help weed out any sites that may be asking you for information with the intent of scamming you. You can find this software all over the Internet for free.

Remember that when you are shopping online, there could be significant costs associated with shipping your item. Always take these costs into account when you are looking for your best price. One website may have a high price, but includes free shipping. The same item on another site may be priced lower, but by the time the shipping costs are added, it is more expensive than the first site.

No reputable company should ask for or need your social security number simply for shopping purposes. Therefore, make it a practice never to give out your SSN online. If you are making a purchase and you are asked for this number, do not continue. You are probably on a scam site, and you should not complete the transaction.

If you're reluctant to shop with your credit card information, try using prepaid credit cards. These cards can be used anywhere that a regular credit card can be used. You simply have to register the card before you start using it. That way, you don't have to worry that anything will happen to your bank account or credit card.

Identify theft is a real concern, and may people avoid Internet shopping because of it. Fortunately, technology is more advanced; therefore, the majority of websites will secure your personal information. Shopping only from online retailers you trust and are familiar with is one way to become comfortable with shopping online.

Now you know how to be able to shop online, have your items shipped directly to you, and yet not have to spend extra for the convenience. That means you have become a smart online shopper! Keep hunting for deals and buying what you need, all thanks to this article.